Nebraska Affordable Housing Trust Fund

Jamie Bright Author

03/12/2025 Added

7 Plays

Description

Morgan Pearson with the Nebraska Department of Economic Development spoke about the 2025 Nebraska Affordable Housing Trust Fund application. Recorded March 12, 2025.

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[00:00:00.000]Thank you.
[00:00:29.980]Thank you.
[00:00:59.960]Thank you.
[00:01:29.940]Thank you.
[00:01:59.920]Thank you.
[00:02:29.900]Thank you.
[00:02:59.880]Thank you.
[00:03:29.860]Thank you.
[00:03:59.840]Thank you.
[00:04:29.820]Thank you.
[00:04:59.800]Morgan, did you want to share your screen or would you like me to share mine?
[00:05:05.420]Yes, I can share my screen.
[00:05:09.280]We'll go around and do introductions quickly. I'm Jamie Wright, the Rural Prosperity Nebraska Extension Educator in the Southern Panhandle.
[00:05:20.260]Caitlin, why don't you introduce yourself?
[00:05:23.520]I'm Caitlin Rose. I'm the Rural Prosperity Project Leader.
[00:05:29.720]I'm the Rural Prosperity Project Leader in the Northern Panhandle.
[00:05:31.720]Thank you.
[00:05:33.720]Kassalyn?
[00:05:35.720]I'm Kassalyn Van Kerberg. I'm the Chamber Director in Alliance Nebraska.
[00:05:39.720]Thanks, Kassalyn.
[00:05:41.720]Tasha?
[00:05:43.720]We can't hear you very well, Tasha, but Tasha is the Six Regions One Nebraska Coordinator for Western Nebraska.
[00:05:57.720]Joni?
[00:05:59.720]Oh, you're muted, Joni.
[00:06:09.720]How about now? Sorry about that. Good morning, everyone. Joni Jespersen, Mobius Communications. Glad to be on the call.
[00:06:17.720]Thanks, Joni.
[00:06:19.720]Jordan?
[00:06:27.720]Hey, Jamie. Jordan has stepped away for a bit.
[00:06:29.720]But I can go ahead and step in. My name is Anthony Girola. I'm also with Twin Cities Development. I'm the Community Development Specialist.
[00:06:37.720]Thanks, Anthony. Zane, we're just doing introductions, if you would like to introduce yourself.
[00:06:44.720]Thanks. Hi, Zane Francis-Scotto, Southeast Navigator for the Six Regions One Nebraska Initiative and the Nebraska Chamber of Commerce.
[00:06:54.720]Thanks.
[00:06:56.720]Marla?
[00:06:58.720]Marla March, USDA Rural Development and based out of the Scottsbluff office.
[00:07:06.720]Brandy, if you have access, I know your computer may not have camera and audio.
[00:07:21.720]Okay, we'll skip Brandy. Sarah, we're just doing introductions, if you'd like to introduce yourself.
[00:07:27.720]Hi everyone, I'm Sean Caskey. I'm an Extension Rural Prosperity Educator based in Custer County, but I serve eight counties in central Nebraska.
[00:07:35.720]Thanks, Sean. Anyone else I missed?
[00:07:41.720]Oh, Shelby is on. Shelby, we're doing a few more questions.
[00:07:45.720]We're going to take a couple of questions from the audience.
[00:07:48.720]We're going to start with a question from Sean Caskey.
[00:07:52.720]Sean Caskey: Hi everyone, I'm Sean Caskey. I'm an Extension Rural Prosperity Educator based in Custer County, but I serve eight counties in central Nebraska.
[00:07:56.720]I'm the new Chamber of Commerce Director in Neely, Nebraska.
[00:08:11.720]Oh, great. Thank you for joining us.
[00:08:13.720]Of course.
[00:08:16.720]Anyone else I missed?
[00:08:21.720]Okay.
[00:08:23.720]I will introduce our speaker.
[00:08:25.720]Today we have Morgan Pearson with the Nebraska Department of Economic Development talking about the Nebraska Affordable Housing Trust Fund, which we went over a little bit last month, but she will go into more detail now that the application has been released.
[00:08:42.720]Go ahead, Morgan.
[00:08:45.720]Thank you.
[00:08:46.720]Yes, hi.
[00:08:47.720]I'm Morgan Pearson, and I do cover the central region, which is 28 counties north to south.
[00:08:54.720]Some of you might fall into my region, while some of you might fall into Christy McClung's
[00:08:59.720]region.
[00:09:00.720]She was the presenter last week.
[00:09:02.520]She's out today, so I'm stepping in for her.
[00:09:05.820]But if after today you have any questions, you're more than welcome to reach out to me.
[00:09:10.040]Let me know where you're from, what organization, and I can get you set up with either myself
[00:09:14.840]or Christy so that we can move forward with the right housing rep.
[00:09:19.620]We do the same thing.
[00:09:21.020]We offer the same information.
[00:09:22.860]It's just how the department divided up.
[00:09:24.720]We don't have to go through the same thing over and over again and over and over again.
[00:09:29.340]It's just how the department divided up.
[00:09:30.340]It's just how the department divided up.
[00:09:31.340]We don't have to go through the same thing over and over again.
[00:09:32.340]It's just how the department divided up.
[00:09:33.340]We don't have to go through the same thing over and over again.
[00:09:34.340]We don't have to go through the same thing over and over again.
[00:09:35.340]It's just how the department divided up.
[00:09:36.340]We don't have to go through the same thing over and over again.
[00:09:37.340]It's just how the department divided up.
[00:09:38.340]We don't have to go through the same thing over and over again.
[00:09:39.340]It's just how the department divided up.
[00:09:40.340]We don't have to go through the same thing over and over again.
[00:09:41.340]It's just how the department divided up.
[00:09:42.340]We don't have to go through the same thing over and over again.
[00:09:43.340]It's just how the department divided up.
[00:09:44.340]We don't have to go through the same thing over and over again.
[00:09:45.340]It's just how the department divided up.
[00:09:46.340]We don't have to go through the same thing over and over again.
[00:09:47.340]It's just how the department divided up.
[00:09:48.340]We don't have to go through the same thing over and over again.
[00:09:49.340]It's just how the department divided up.
[00:09:50.340]We don't have to go through the same thing over and over again.
[00:09:51.340]It's just how the department divided up.
[00:09:52.340]We don't have to go through the same thing over and over again.
[00:09:53.340]It's just how the department divided up.
[00:09:54.340]We don't have to go through the same thing over and over again.
[00:09:55.340]It's just how the department divided up.
[00:09:56.340]We don't have to go through the same thing over and over again.
[00:09:57.340]It's just how the department divided up.
[00:09:58.340]It's just how the department divided up.
[00:09:59.340]We don't have to go through the same thing over and over again.
[00:10:00.340]It's just how the department divided up.
[00:10:01.340]We don't have to go through the same thing over and over again.
[00:10:02.340]It's just how the department divided up.
[00:10:03.340]We don't have to go through the same thing over and over again.
[00:10:04.340]It's just how the department divided up.
[00:10:05.340]We don't have to go through the same thing over and over again.
[00:10:06.340]It's just how the department divided up.
[00:10:07.340]We don't have to go through the same thing over and over again.
[00:10:08.340]It's just how the department divided up.
[00:10:09.340]We don't have to go through the same thing over and over again.
[00:10:10.340]It's just how the department divided up.
[00:10:11.340]We don't have to go through the same thing over and over again.
[00:10:12.340]It's just how the department divided up.
[00:10:13.340]We don't have to go through the same thing over and over again.
[00:10:14.340]It's just how the department divided up.
[00:10:15.340]We don't have to go through the same thing over and over again.
[00:10:16.340]It's just how the department divided up.
[00:10:17.340]We don't have to go through the same thing over and over again.
[00:10:18.340]It's just how the department divided up.
[00:10:19.340]We don't have to go through the same thing over and over again.
[00:10:20.340]It's just how the department divided up.
[00:10:21.340]We don't have to go through the same thing over and over again.
[00:10:22.340]It's just how the department divided up.
[00:10:23.340]We don't have to go through the same thing over and over again.
[00:10:24.340]It's just how the department divided up.
[00:10:25.340]We don't have to go through the same thing over and over again.
[00:10:26.340]It's just how the department divided up.
[00:10:27.340]We don't have to go through the same thing over and over again.
[00:10:28.340]It's just how the department divided up.
[00:10:29.340]We don't have to go through the same thing over and over again.
[00:10:30.340]It's just how the department divided up.
[00:10:31.340]We don't have to go through the same thing over and over again.
[00:10:32.340]It's just how the department divided up.
[00:10:33.340]We don't have to go through the same thing over and over again.
[00:10:34.340]It's just how the department divided up.
[00:10:35.340]We don't have to go through the same thing over and over again.
[00:10:36.340]It's just how the department divided up.
[00:10:37.340]We don't have to go through the same thing over and over again.
[00:10:38.340]It's just how the department divided up.
[00:10:39.340]We don't have to go through the same thing over and over again.
[00:10:40.340]It's just how the department divided up.
[00:10:41.340]We don't have to go through the same thing over and over again.
[00:10:42.340]It's just how the department divided up.
[00:10:43.340]We don't have to go through the same thing over and over again.
[00:10:44.340]It's just how the department divided up.
[00:10:45.340]We don't have to go through the same thing over and over again.
[00:10:46.340]It's just how the department divided up.
[00:10:47.340]We don't have to go through the same thing over and over again.
[00:10:48.340]It's just how the department divided up.
[00:10:49.340]We don't have to go through the same thing over and over again.
[00:10:50.340]It's just how the department divided up.
[00:10:51.340]We don't have to go through the same thing over and over again.
[00:10:52.340]It's just how the department divided up.
[00:10:53.340]We don't have to go through the same thing over and over again.
[00:10:54.340]It's just how the department divided up.
[00:10:55.340]We don't have to go through the same thing over and over again.
[00:10:56.340]It's just how the department divided up.
[00:10:57.340]We don't have to go through the same thing over and over again.
[00:10:58.340]It's just how the department divided up.
[00:10:59.340]We don't have to go through the same thing over and over again.
[00:11:00.340]It's just how the department divided up.
[00:11:01.340]We don't have to go through the same thing over and over again.
[00:11:02.340]It's just how the department divided up.
[00:11:03.340]We don't have to go through the same thing over and over again.
[00:11:04.340]It's just how the department divided up.
[00:11:05.340]We don't have to go through the same thing over and over again.
[00:11:06.340]It's just how the department divided up.
[00:11:07.340]We don't have to go through the same thing over and over again.
[00:11:08.340]It's just how the department divided up.
[00:11:09.340]We don't have to go through the same thing over and over again.
[00:11:10.340]It's just how the department divided up.
[00:11:11.340]We don't have to go through the same thing over and over again.
[00:11:12.340]It's just how the department divided up.
[00:11:13.340]the guidelines pulled up and they are 94 pages but you only need to read the
[00:11:22.220]sections that apply to what you're applying for so what's really nice about
[00:11:27.860]this document is here at the very top if you click on any of the items that are
[00:11:33.080]listed it'll take you straight to that so if you're not doing a technical
[00:11:36.580]assistant project you don't need to read about the rules for technical assistance
[00:11:41.180]so just read what is applicable to your project one thing to notice and when
[00:11:49.140]creating your budget is the maximum amount that you can request so that's
[00:11:56.060]right here for your housing development projects or your general admin $20,000
[00:12:03.340]per application okay your housing management is going to be $5,000 per
[00:12:09.700]unit it's pretty
[00:12:11.160]common that we see people mess up this right here and they will ask for too
[00:12:19.040]much or they'll ask $6,000 per unit or the math doesn't work out and we take
[00:12:25.440]off points on the score team will knock off points for that because you didn't
[00:12:28.900]fill it out correctly so I would hate to see anyone lose points on something
[00:12:34.380]simple especially when there's so much subjective and objective information
[00:12:41.140]so really double-check those numbers that these are correct and how much
[00:12:46.720]you're asking for okay also something to think about I imagine most way
[00:12:56.620]everyone's in congressional district 3 that's here today I would assume we
[00:13:00.260]don't have anyone from Lincoln or Omaha or out east do we I was kind of under
[00:13:06.460]the impression that everyone here is central or Western so what's different
[00:13:11.120]this year is that an applicant can only serve one application can only serve one
[00:13:16.520]congressional district so that really affects our our Eastern because
[00:13:22.160]sometimes you know Omaha would be on the cusp of two of our more so that is
[00:13:28.340]different and as a nonprofit we are seeing that the federal tax exempt
[00:13:38.780]letters some of them
[00:13:41.100]they're not being uploaded with very high quality we can't read the numbers
[00:13:46.080]we can't tell maybe it's been photocopied too many times trying to
[00:13:50.700]find that original so that when we're reviewing it we know for sure if you're
[00:13:56.580]a nonprofit that your tax exempt letter is easy to read and that we're not
[00:14:02.040]questioning it
[00:14:03.500]if you are not if we're not able to verify that you are a eligible applicant
[00:14:11.080]you will you will be taken out
[00:14:14.620]ok you have to be a nonprofit or city for applying for these funds you can't
[00:14:23.500]be a private developer on your own
[00:14:26.580]another common thing that we're seeing is if you are the awardees that if
[00:14:32.620]you've been awarded in the past you need to make sure that you have met these
[00:14:36.340]milestones
[00:14:37.900]otherwise we're going to have a really hard time understanding how
[00:14:41.060]you can manage more funds if the funds you already have are behind so be
[00:14:48.560]talking if you're in my region or Christie's region you know look to see
[00:14:53.900]where your funds are at and make sure that you are an eligible applicant I'd
[00:14:57.080]hate for anyone to go through all the work and then they end up not being an
[00:15:02.300]eligible applicant
[00:15:08.300]what kind of projects are people applying for this year is it
[00:15:11.040]anyone does anyone want to be brave and open mic and tell me so I could kind of
[00:15:16.080]if we're not doing any rentals I won't talk about rentals or if we're doing new
[00:15:20.700]construction what what are we kind of looking at
[00:15:24.820]Jordan are you guys doing an application this year yeah when I was going to do an
[00:15:33.360]application for down payment assistance okay anyone else that's it just down
[00:15:40.140]payment assistance
[00:15:41.020]that's great
[00:15:45.440]oh brandy if you can type in the chat um if sydney's doing one and then shelby if neely is
[00:15:54.700]um and castlin you may or may not know if alliance is i don't that probably goes through hannah
[00:16:11.000]uh i will let you guys know that the affiliation guidelines do change every single year so if
[00:16:16.660]you've never applied and you study this and memorize every page which i don't recommend
[00:16:22.180]don't put yourself through that stress it will change a little bit next year we go out for
[00:16:28.340]we try to ask for feedback in the winter time around december and then that's our qualified
[00:16:35.900]application and then we try to make those and make improvements for
[00:16:40.980]the following year because we want to be able to serve our customers as best as possible
[00:16:47.440]so uh if you know but if you are looking at maybe you're just learning about it now and
[00:16:53.200]you'll want to apply next year take a look at this see okay you're interested in a rental
[00:17:00.000]new construction maybe you want to put in a five plex uh you know kind of start to look
[00:17:05.560]at what is budgeted for that what is allowed what expenses how much are you going to ask
[00:17:10.960]for housing management are you going to ask for general admin what expenses are eligible in there
[00:17:16.900]and then you'll be able to you know be prepared for the next year uh i would imagine if you wanted
[00:17:24.340]to apply this year you would already know what you're applying for because the pre-application
[00:17:28.680]is due next week uh if you're applying for more than one type of application so home buyer
[00:17:35.960]assistance uh for one community and then maybe another community
[00:17:40.940]are the same community they also want to do a rental project
[00:17:44.720]so it is a pre-application is required for each project so you would um in your
[00:17:54.840]ample fund account you would have more than one um listed there that you could click on
[00:18:01.860]and work through uh something since we do have a home buyer oh where is it um
[00:18:10.920]i would highly recommend i've gone in and looked at some
[00:18:14.500]uh make sure that you are naming your application correctly
[00:18:20.200]um that is a easy way to not lose any points so right here
[00:18:32.780]is where we go over naming each and every type of project um and i think you get one whole
[00:18:40.900]point for naming your project correctly which doesn't seem significant but the application
[00:18:47.080]is a points right so you want to make sure you get every point that is available to you
[00:18:54.380]so that you can make sure your project gets funded some of the application is subjective
[00:18:59.380]so it is each year the score team is different they are educated about nebraska affordable
[00:19:07.060]housing trust fund it's a diverse group but
[00:19:10.880]it is still up to them how well they understand your project as to how well you're scoring
[00:19:16.160]so do make sure that uh naming is done correctly it's here on page 19 and we give an example
[00:19:23.460]of naming every single project type so well you have to competitive is the application
[00:19:30.640]usually um in the past we've had around 12 to 16 million dollars to award out
[00:19:40.860]um we've had anywhere from 60 to 80 applications and we can usually award out
[00:19:49.820]i think it's about 15 to 20 applications
[00:19:53.680]um it is competitive so that's why you want to not make any mistakes on the guaranteed one points
[00:20:05.300]here one point there um it is a competitive
[00:20:10.840]but what is really unique and really great about nebraska affordable housing trust fund
[00:20:15.360]is that there is no required match you get points for match but it's not a requirement where it is
[00:20:23.600]in rural workforce housing and so some excuse me
[00:20:31.300]you know some communities can't come up with that match some of our non-profits can't come
[00:20:40.820]understand that's why we have different requirements for different grants
[00:20:44.920]and so you really want to and a lot of organizations find that nebraska affordable
[00:20:52.200]housing trust fund is an easy place just easy being relative a place to start
[00:20:58.760]when you're starting with state funding it's unique to nebraska it doesn't have the federal
[00:21:07.840]overlays of some of our other projects that are federal funds
[00:21:10.800]your housing rep is really great you know they're going to work with you as much as you let them i
[00:21:19.360]mean we like to be involved in our projects anyone that knows christy mcclellan knows that she she
[00:21:25.420]knows her projects in and out and uh and i try to as well and you know we we love the housing projects
[00:21:34.480]and so we want to be involved so there's no reason why you can't be involved with your housing rep
[00:21:40.780]know what's going on and um
[00:21:44.940]so um there are you know every year there are some changes you know
[00:21:53.220]specific to you know here or there you know um the amount
[00:21:58.700]awarded this year did stay the same as last year um you know so you'll just need to go through
[00:22:06.200]and pick out the sections that apply to you really um
[00:22:10.760]and work through them um is anyone applying for technical assistance
[00:22:16.020]to help grow their organization is that anything that people are interested in
[00:22:22.660]uh that one's not uh it's part of Nebraska affordable housing trust fund it's not as
[00:22:27.940]a common uh the fund is mostly used for building new construction single-family homes or you
[00:22:36.580]know a housing development project but there are some funds available
[00:22:40.740]to help grow your organization um you can put in that kind of application and maybe
[00:22:46.420]you need to train staff purchase new computers you know you need to really specify how the
[00:22:52.160]funds would help sustain the organization unfortunately the funds do not cover salaries
[00:23:01.540]um so anyone that's currently employed they couldn't you know we couldn't use the funds
[00:23:05.420]for that but some people have used the funds you know to help training gets additional
[00:23:10.560]certifications for their staff so that's always an area to look at
[00:23:15.100]yeah are there any questions or anything specific that people want to talk about it's
[00:23:26.740]this is your time
[00:23:27.740]does anyone who's applied in the past want to give examples of projects they've done
[00:23:40.380]help others think about things they can apply for i'm pretty sure tc used this uh grant
[00:23:48.840]to do the um northfield haven project we got five hundred thousand dollars to build 15
[00:23:58.380]apartment units for adults with developmental disabilities so we have that in gearing which
[00:24:05.240]is a huge need for our area and they are completely full
[00:24:10.200]and so we're looking to potentially expand that and add more apartments it's just an
[00:24:15.180]awesome thing that we have in our area i think the next closest one at least in nebraska
[00:24:20.440]might be omaha so there's not a lot of places where you can have adults with developmental
[00:24:26.000]disabilities housed so there's an on-site manager there's a community room there's a
[00:24:31.200]community kitchen all sorts of cool stuff like that so we've used it for that project
[00:24:36.560]and then other than that then just the down payment assistance
[00:24:40.020]which is also a really cool thing that we offer to help people with repairs and also
[00:24:45.660]down payment for their houses and that's income-based
[00:24:49.940]jordan is this something that could help with the container home project or does that even
[00:25:00.460]need any financing assistance
[00:25:02.760]um i would assume
[00:25:09.840]that aulic would probably not want to do this so i don't know though but it maybe it could
[00:25:15.700]as long as it qualifies
[00:25:20.340]so something to think about is the funds can't pay for anything that's already occurred so
[00:25:27.800]it can only be reimbursement for what has occurred after the department has entered
[00:25:35.280]into a contract with the applicant so
[00:25:39.660]we so sometimes like what that could look like is say we're building some
[00:25:48.220]apartments and you know we have two units one is ten units and ten units and
[00:25:54.260]they're two under two separate rooms they have two separate addresses they
[00:25:57.640]may share a parking lot that's fine but if unit phase one was to construct one
[00:26:04.820]building that's fine and then if you're applying for NHTF funds for
[00:26:09.480]phase two to construct that second building we could come in on that but we
[00:26:14.400]can't reimburse for anything that's already occurred you know it would need
[00:26:19.300]to be a new a new project within the contract period something to think about
[00:26:27.880]when writing your application is it is a device a diverse group of individuals
[00:26:36.940]that are scoring from across the state
[00:26:39.300]which I think it really benefits that you know we're having people across the
[00:26:43.900]state read these but they may not they're most likely not familiar with
[00:26:49.420]every town in Nebraska I would be hard-pressed to find anyone that could
[00:26:53.640]name all the towns in Nebraska so when you're writing about your community your
[00:26:59.280]nonprofit what you're doing even if you've been awarded before you really
[00:27:05.480]need to come into the application explaining who you are
[00:27:09.120]to the person that is scoring like you're introducing yourself for the
[00:27:13.200]first time it is I always say it's the right combination in between having the
[00:27:18.740]right numbers so that your numbers work out and your hallmark story you have the
[00:27:24.560]right amount of fluff the right amount about you know your community wants this
[00:27:30.560]it's been talked about at City Hall meetings it has you know great response
[00:27:36.820]we have three infill lots we
[00:27:38.940]have you know whatever it is that you're going to be building that you have
[00:27:43.800]community buy-in because the last thing the state wants is to invest in your
[00:27:48.500]community if your community doesn't want us there which we don't see as much as
[00:27:55.180]we used to but there there used to be that stigma and I'm sure we've all heard
[00:27:58.860]it in affordable housing I don't want those houses in my neighborhood well we
[00:28:05.060]produce a very nice product and you do you do
[00:28:08.760]want these houses in your neighborhood because they're generating income
[00:28:12.300]property taxes the sale of the house and they are very nice units you know we
[00:28:18.360]have strict requirements for them and so we want to make sure that neighbors know
[00:28:25.020]that and that communities that there's community
[00:28:28.660]buy-in. Morgan, have you seen any unique projects like maybe remodeled nursing homes
[00:28:39.370]into apartments or old school buildings or something like that? Yeah, Hastings did a old
[00:28:49.610]garage like a where you take to where you take your car to get it worked on. It had two bays
[00:28:56.190]on the main. It was a two bay building and then with an office space. And they kept the original
[00:29:03.450]structure, gutted out the inside and added a second story and turned it into two apartments.
[00:29:11.690]And so it was really interesting. It was kind of that 1950s art deco on the outside.
[00:29:19.710]And then they continued. It's architecturally very interesting. And they were able to
[00:29:26.170]do, it's a three unit, two bath kitchen living room. And so conversions, you know, we have
[00:29:35.090]a lot of downtown space. And so that was a really interesting one. Wood River is working
[00:29:40.570]on a conversion project this year. Or they were awarded last year, I should say. They
[00:29:56.150]had a bar and these different rooms to it. And so they have really cool old tin ceiling
[00:30:07.170]and crown molding. I mean, crown molding for days. I couldn't believe it. And so they're
[00:30:12.910]turning it into three apartment units, three bed, two bed, one bath kitchen living room,
[00:30:18.810]a really cool setup. And it just, you know, Wood River, I don't know if you've ever been
[00:30:24.450]through Wood River, has a very small downtown space. And so they're working on a conversion
[00:30:26.130]just right off of, you know, it's Highway 30 basically cuts Wood River in half.
[00:30:30.410]And so here is this old sad building and they put new windows in there and it's just like,
[00:30:39.270]oh my gosh, the building came to life. And so they're putting apartments on the second story.
[00:30:44.330]And then on the first story, they've cleaned it up, you know, and now they're trying to get,
[00:30:49.690]they've turned it into office space and they're renting it out for small private offices.
[00:30:56.710]So one person is, I think, doing medical records and billing and then another door over there
[00:31:02.790]doing something else. Obviously, Nebraska Affordable Housing Trust Fund is not funding,
[00:31:08.070]did not fund the office space remodel. But, you know, part of that did fund the roof and
[00:31:13.950]the roof covers the whole building, you know. NHTF funded the windows on the second story.
[00:31:21.430]It didn't fund the windows on the first story because that's not housing.
[00:31:26.090]But they were able to do the first story, generate some income, and then do the second
[00:31:31.210]story as housing apartment units. So it's a really neat project. Franklin is doing a
[00:31:42.890]grocery store into apartments right on their main street there. I mean, the grocery store
[00:31:53.250]is massive. Fifteen thousand square feet.
[00:31:56.070]Twenty thousand square feet. I mean, just a great solid brick building from the 1800s.
[00:32:03.970]And there's no need to tear it down. It already had plumbing and electrical run to it. It just
[00:32:10.110]needed the inside sectioned out. And those conversion projects are a really great winter
[00:32:17.210]project. You don't have to wait for the ground to thaw. You don't have to do all the dirt work.
[00:32:24.610]They did have to do some sidewalk.
[00:32:26.050]You know, it was pretty banged up. And they're going to do some parking in the back, you know.
[00:32:32.550]So that'll be fine. But those conversion buildings are great winter projects. And they just really
[00:32:39.070]bring a downtown to life. I see some comments in the chat. Yeah, Hastings. Yeah, Hastings. Okay.
[00:32:56.030]So I love a conversion. I've had several conversion projects in the central region.
[00:33:01.730]I think they're really cool. Especially, you know, some downtown projects. So any other questions?
[00:33:12.730]What other questions do we have for Morgan?
[00:33:26.010]Gosh, you're a quiet group.
[00:33:30.970]Oh, they are.
[00:33:31.710]Well, we'll send out the recording for anyone who wasn't able to make it.
[00:33:38.950]And I'll make sure to share your contact information and Christine's.
[00:33:45.970]Yes, please.
[00:33:47.550]And remind everyone the deadline for the pre-application.
[00:33:52.970]Pre-application is next.
[00:33:55.990]Thursday, 5 p.m. Central Time.
[00:33:58.670]I know that's tricky.
[00:33:59.550]I think we have some of our communities are out in Mountain Time.
[00:34:02.430]And then also, Christine and I can also work with you,
[00:34:07.370]not just on Nebraska Affordable Housing Trust Fund,
[00:34:10.010]but if you want to look at rural workforce housing or something else,
[00:34:14.730]you know, let us know.
[00:34:15.850]We'll come to your community.
[00:34:17.090]We'll talk to who we need to talk to so that they can understand the
[00:34:22.270]relationship between the state, the applicant,
[00:34:25.970]the developer and what that can kind of look like.
[00:34:31.310]We are here to help and we want to be involved in your guys' projects.
[00:34:37.070]So let us know.
[00:34:38.150]Thank you, Morgan.
[00:34:41.810]Hi, this is Sean Kasky,
[00:34:45.410]and I'm an RPN educator here in Central Nebraska.
[00:34:48.310]And it's been many years,
[00:34:50.470]but when I was the economic development director in Jordan's position,
[00:34:55.950]we serve in county, I applied and we received one of these grants.
[00:35:00.430]And it's kind of a lot, if I could be honest.
[00:35:05.290]And so I'm just wondering if Jordan or others who are applying
[00:35:08.910]or if they would give advice to somebody,
[00:35:13.530]another economic development director,
[00:35:15.890]what advice they would give on how to approach the process
[00:35:18.810]with being in different parts of the grant application.
[00:35:21.850]Yeah, so I haven't really dealt with it
[00:35:25.930]too much myself.
[00:35:27.010]I've only been in my position for three years
[00:35:29.070]and we have our housing coordinator, Elisa.
[00:35:32.110]She does most of the work with,
[00:35:34.890]as far as like the grant reporting
[00:35:36.370]and all those kinds of things.
[00:35:37.690]But definitely, I mean, my piece of advice
[00:35:41.390]would be just to have a good relationship
[00:35:43.450]with Morgan or Christy
[00:35:44.890]and just make sure you're following all the rules
[00:35:47.050]and doing what you're supposed to do
[00:35:48.450]because we're getting monitored right now
[00:35:51.630]from a grant that we got in 2017.
[00:35:55.910]And so there's just a lot of rules and stipulations
[00:35:58.710]that you just need to make sure you follow.
[00:36:00.110]So just make sure you're very well-versed
[00:36:04.390]in what you need to do
[00:36:05.450]to make sure you're meeting all the requirements and rules
[00:36:09.790]because you're right, Sean, it is a lot.
[00:36:11.430]It is.
[00:36:12.790]And I think that's kind of a double-edged sword.
[00:36:15.990]You know, it is state dollars.
[00:36:17.270]It should be monitored and tracked
[00:36:19.810]and double-checked very accurately.
[00:36:21.710]So I think some of the administrative burden,
[00:36:25.890]that's probably being alluded to,
[00:36:27.430]is we can kind of go through the timeline
[00:36:29.850]so you kind of understand the commitment level
[00:36:34.270]of this grant process.
[00:36:36.050]So we'll have our pre-application.
[00:36:39.390]We'll have our full application.
[00:36:41.210]Scoring occurs over the summer.
[00:36:44.050]And then in the fall sometime,
[00:36:47.110]we don't have a specific date set.
[00:36:49.250]The department will make award announcements,
[00:36:52.210]select and non-select.
[00:36:53.830]You'll get an email.
[00:36:55.870]And then right after that,
[00:36:58.490]all of us housing reps are waiting on pins and needles
[00:37:01.110]and we send out our email saying,
[00:37:02.830]congratulations, let's set up a time to meet.
[00:37:06.090]And that's when the work really starts.
[00:37:09.190]That's when we dive into it.
[00:37:10.450]You'll have a contract review
[00:37:12.530]and that's where we go over the nuts and bolts.
[00:37:14.610]That's where we say,
[00:37:15.550]you need to keep track of all of this paperwork.
[00:37:19.190]The requirements.
[00:37:21.630]And you have three years to spend this money.
[00:37:25.850]And the department,
[00:37:29.770]we are five years out from COVID.
[00:37:31.890]That's no longer an excuse.
[00:37:34.470]We have to see the money being spent, drawn.
[00:37:37.150]And we want projects to be successful.
[00:37:39.310]In your application,
[00:37:40.630]you were scored on need and readiness.
[00:37:43.530]So be truthful to those.
[00:37:47.290]There is the need
[00:37:48.730]and you are ready to do this project.
[00:37:50.690]And then we'll work through some documents
[00:37:54.990]that will need to be scored.
[00:37:55.830]That will be submitted on our online portal,
[00:37:58.130]which is Amplifund.
[00:37:59.070]That's where your application is submitted.
[00:38:00.710]And then from there,
[00:38:04.270]eventually you will get your release of funds letter
[00:38:08.010]and that is your golden ticket to start spending money.
[00:38:11.010]And we want you to spend it quickly.
[00:38:13.990]I mean, draw those funds
[00:38:16.270]because we have them sitting there waiting for you.
[00:38:19.130]And so that's where you're going to start
[00:38:22.930]actually building it out.
[00:38:23.890]You're going to be,
[00:38:25.810]doing the actual project.
[00:38:29.410]And once all of those funds are spent,
[00:38:31.770]you know, you have people in the units,
[00:38:33.910]then we'll close out
[00:38:35.410]and eventually you'll be monitored.
[00:38:37.030]Hearing Jordan being monitored for 2017,
[00:38:40.190]that's a great.
[00:38:41.150]And so things that we look at is,
[00:38:44.290]you know, were people income qualified?
[00:38:46.030]Our units are not going to doctors and lawyers.
[00:38:49.750]You know, we do have that 120% cap.
[00:38:53.110]So you'll want to,
[00:38:54.370]and that's different for,
[00:38:55.790]for every community.
[00:38:56.570]It's, you know,
[00:38:58.950]I serve 28 counties and I'm always looking at that form to know where,
[00:39:03.750]where each community's 120% is because it does look different across the
[00:39:08.710]state.
[00:39:08.990]Okay.
[00:39:12.530]Thanks Jordan.
[00:39:13.170]What about application process tips using housing need assessment or other
[00:39:17.410]local data?
[00:39:17.990]Yeah, absolutely.
[00:39:19.270]Has your,
[00:39:20.310]so the,
[00:39:21.090]there is no requirement to have a housing study.
[00:39:25.770]But with that, there's a caveat. How do you know that you need, everyone needs housing, okay? So that's, we all know that, okay? We're all in the housing world. We all know that there's a housing shortage. But how do you know that your community wants rentals? How do you know that your community wants a fiveplex? How do you know?
[00:39:47.390]So either doing a housing study, a housing study light, doing a windshield survey, doing a survey at the fireman's pancake feed, whatever event that your community has that has a large population there, you can survey them and ask them about housing.
[00:40:06.810]It doesn't have to be an over-the-top extensive document. It can be short and sweet.
[00:40:16.370]But as long as it's data and that you can show that you listen to your community and the data is supporting what you want to build, what you want to apply for.
[00:40:25.750]So if your community says we need single family homes and you submit this document and it talks about how your community wants single family homes and you submit an application for a fiveplex, kind of confusing.
[00:40:45.350]Because that's multi-family homes.
[00:40:46.970]So talk about, you know, say you have a waiting list for your fiveplex.
[00:40:53.590]Say that in the future we want to do infill lots and do those single family homes.
[00:40:59.370]But right now we have a waiting list and this is what we can afford.
[00:41:03.110]We have a lot for a fiveplex, you know.
[00:41:05.590]So speak to your community because you know your community the best.
[00:41:14.330]And that's where I always say, you know,
[00:41:15.710]it's the right combination between hallmark and numbers.
[00:41:19.350]You got to tell the story of your community,
[00:41:22.370]but also you got to have numbers to support it.
[00:41:24.570]Morgan, you probably get questions from communities about developers.
[00:41:34.010]I know you all can't recommend any specific developers,
[00:41:38.910]but do you have a good source to send people to,
[00:41:43.310]for developers who might be available to work on a project,
[00:41:46.490]if they don't already have one lined up?
[00:41:48.650]We do not.
[00:41:51.410]That would really kind of fall into a conflict of interest.
[00:41:56.770]So we can't recommend one developer over another.
[00:41:59.890]And I'm just going to talk about my projects that I know personally.
[00:42:05.830]Wood River, that's a homegrown husband and wife team.
[00:42:11.810]He has a background in construction and they knew each other.
[00:42:20.150]They have their kids in Wood River.
[00:42:23.050]They want to be in Wood River.
[00:42:24.430]And here was an empty building.
[00:42:26.130]They worked with their city and said, what are we going to do with this building?
[00:42:31.790]It's empty.
[00:42:32.850]It's dilapidated.
[00:42:33.910]The roof is falling.
[00:42:35.310]You know, like, what are we going to do?
[00:42:36.970]How much does the city and the city's like, well, what do you want to do with it?
[00:42:40.810]But the city sold it to him.
[00:42:43.050]Maybe the city sells it to him for a dollar.
[00:42:44.890]You know, whatever the city wants to do there.
[00:42:49.970]And then the city's the applicant.
[00:42:52.730]They're the developer.
[00:42:54.650]You need to enter into a contract privately between the applicant and the developer outlining roles and responsibilities.
[00:43:03.010]Because essentially the city of Wood River is on the hook.
[00:43:06.970]You know, that's who our contract is with.
[00:43:10.410]But they have a great working relationship.
[00:43:12.850]And I have emails with the developer and the city monthly.
[00:43:18.870]And the updates are great.
[00:43:21.730]Or maybe it's a little different.
[00:43:24.190]Minden has a giant center square, you know, Minden the Christmas City.
[00:43:30.490]They sold one of their corner buildings to a local, again, home ground, local guy, background in construction.
[00:43:40.330]And they sold it to him.
[00:43:42.930]They're the applicant.
[00:43:44.010]But they have a contract between the two of them for the affordability period and outlining roles and responsibilities.
[00:43:51.290]And he's doing a great job.
[00:43:53.030]You can look him up on social media under Longshot Properties.
[00:43:57.770]And you can see that project.
[00:44:03.970]It's really interesting.
[00:44:05.270]Again, a conversion.
[00:44:07.810]You know, putting apartments in apartments.
[00:44:10.410]Upper story, downtown buildings.
[00:44:12.270]You don't have to go.
[00:44:15.050]You don't need to go after the big developers in Lincoln and Omaha.
[00:44:18.990]Because they're not going to come out here.
[00:44:22.110]It doesn't make financial sense for them.
[00:44:24.790]I've never heard one that comes out here, I guess.
[00:44:27.750]So, I mean, I'm sure there's a local contractor that just needs support.
[00:44:37.650]Maybe just needs encouragement.
[00:44:39.370]They just need to know how to do it.
[00:44:45.470]Because they are not a non-profit and they're not going to start a non-profit because that's another mountain to climb.
[00:44:53.130]But they can enter into a contract with the city.
[00:44:56.330]The city can apply.
[00:44:57.330]The city can be the applicant.
[00:45:00.290]And then, does the city want to own and be in the business of rentals?
[00:45:05.770]Most of my cities that I've worked with do not.
[00:45:08.470]They have no rentals.
[00:45:09.350]They have part-time clerks.
[00:45:10.610]Clerks are overworked, and they just can't manage rentals.
[00:45:14.270]So, maybe the developer becomes the owner, buys it, whatever that looks like, after so
[00:45:22.710]many years, maybe a balloon payment.
[00:45:24.630]I don't know.
[00:45:25.630]That's their business.
[00:45:26.990]You would have to reach out to individual cities and see how they do it.
[00:45:32.250]But the department does encourage a contract between the developer and the
[00:45:39.330]applicant, just so that roles and responsibilities are outlined.
[00:45:43.390]Any other questions?
[00:45:47.930]That's a good one.
[00:45:48.930]Any other tips from Jordan or Sean, those who've done it before?
[00:45:59.770]So our down payment assistance hasn't been funded for like two to three years.
[00:46:06.850]So it's been funded for a long time.
[00:46:09.310]Though we have not gotten the grant the last two or three years.
[00:46:11.950]Morgan, you'll have to tell me if I'm right or not.
[00:46:15.930]But talking with Christy, she's suggesting that we ask for more money rather than less money.
[00:46:23.050]So go big rather than small.
[00:46:24.890]So I think we've been giving a max of $3,000 per down payment assistance.
[00:46:32.490]And they're suggesting that we increase that and give more money per person.
[00:46:39.290]So instead of asking for $300,000, ask for $500,000 or something like that.
[00:46:44.850]So a bigger project because it's maybe more likely to get funded.
[00:46:48.910]So we're going to ask for more money this year and increase the down payment assistance that we give.
[00:46:54.530]And hopefully we'll get it this year.
[00:46:56.210]But we have not gotten it in the last two to three years.
[00:46:58.890]How many units do you?
[00:47:01.750]I'm not sure what it is.
[00:47:05.310]But I think the, I mean, it just depends.
[00:47:08.390]So it's down.
[00:47:09.270]Payment assistance.
[00:47:09.750]So whoever qualifies for it with income on based on their income,
[00:47:16.210]then we just have them fill out an application and either give them
[00:47:20.710]assistance or not.
[00:47:21.750]So I'm not quite sure.
[00:47:23.170]I don't know all the ins and outs, but talking to Christy,
[00:47:25.770]she suggested that we ask for more money and increase it from 3000 to a
[00:47:31.190]higher amount for down payment assistance for each applicant.
[00:47:34.690]Yeah.
[00:47:35.890]You know, if what you're doing isn't working,
[00:47:39.250]I think that's a, I think that's great advice.
[00:47:41.110]Try something different and, you know, ask for more money,
[00:47:44.090]show a bigger impact, show a bigger need. Absolutely.
[00:47:47.890]I think that's good advice.
[00:47:49.170]Obviously the department does recognize that most,
[00:47:57.770]the vast majority of our communities outside of Lincoln, Omaha,
[00:48:02.290]Hastings, Kearney, Lexington,
[00:48:05.330]most communities cannot support,
[00:48:09.230]a new apartment building of 20 units. They may need it.
[00:48:13.570]They may want it, but
[00:48:16.730]they can't support it. And, and that's, you know, that's okay.
[00:48:22.310]And so you have to speak to what your community can support and talk to,
[00:48:28.090]talk to your strengths, talk up your strengths.
[00:48:30.350]This is the perfect time to practice your, your,
[00:48:34.550]your self-advertising, you know, how great your community is and how,
[00:48:39.210]how these houses are going to affect your community.
[00:48:41.890]Since we've been discussing artificial intelligence in this group a little
[00:48:50.290]more again,
[00:48:50.870]does DED have any restrictions around using artificial intelligence to help
[00:48:56.890]put together the application?
[00:48:58.450]That is currently in print. So if you, I mean,
[00:49:07.030]I think that's interesting.
[00:49:09.930]I've seen the TikTok videos of using chat GPT to, you know,
[00:49:13.970]write your grocery list and come up with recipes.
[00:49:16.550]You know, as well,
[00:49:20.010]I would still recommend that you read over it to make sure it's not saying
[00:49:23.790]anything that isn't true,
[00:49:27.750]but there is no current writing that I can reference that says it is not
[00:49:35.630]allowed. So, and,
[00:49:39.170]and generally this the department doesn't make a rule until somebody does
[00:49:42.710]something and then the department has to make a rule.
[00:49:46.770]I will throw that out there.
[00:49:48.690]So every time you see that we've now required documentation on something,
[00:49:52.750]it's because somebody did something and now we have to make a rule about it.
[00:49:58.650]But I mean, I think that'd be interesting.
[00:50:01.150]I wonder what they would come up with. So, I mean,
[00:50:05.030]I don't think we have used AI for any of our,
[00:50:09.150]for grants, this grant specifically,
[00:50:11.450]but I have used AI for every single grant that I've written.
[00:50:15.850]I've never written this grant, but I use AI very heavily for grant writing.
[00:50:19.870]It's very helpful for editing or making your response sound more polished,
[00:50:25.530]I think.
[00:50:26.030]Yeah. And that's what my thing that I typically do is I write it out and then
[00:50:30.170]I put it into chat GPT and have it basically reword what I wrote and makes it
[00:50:35.430]sound way better.
[00:50:36.150]Interesting.
[00:50:39.130]And you can also feed it the website with the application information and make
[00:50:46.150]sure you didn't miss any pieces. So again,
[00:50:48.950]you should verify anything that it sends back to you.
[00:50:52.630]That's very interesting.
[00:50:55.850]Any other questions for Morgan?
[00:51:03.170]If anything,
[00:51:09.110]comes up in the coming weeks or months,
[00:51:11.350]or, you know,
[00:51:11.930]maybe you're not comfortable this year,
[00:51:13.630]but this is really a great time to start thinking about next year.
[00:51:16.650]This is a hard time to be thinking about this year.
[00:51:19.510]If you don't know what you're doing this year,
[00:51:21.010]I wish you the best of luck,
[00:51:22.590]but that's more stress than I would put on my plate.
[00:51:24.630]But you do,
[00:51:26.830]you do what your plate can handle,
[00:51:28.250]but this is a great time to start thinking about next year,
[00:51:31.030]you know,
[00:51:31.450]going around and noticing,
[00:51:33.450]oh,
[00:51:33.890]that is an empty lot.
[00:51:35.170]How many empty lots,
[00:51:36.490]you know,
[00:51:36.790]just drive through your community,
[00:51:37.970]take a walking to,
[00:51:39.090]or it's springtime,
[00:51:40.670]things are starting.
[00:51:41.390]And it's like,
[00:51:42.090]is that,
[00:51:43.070]does that house own both of those lots or the trees just grown up in that lot?
[00:51:47.310]Could we put a house there?
[00:51:48.450]You know,
[00:51:50.190]start looking at your plot maps and just take a walk through your community and,
[00:51:54.210]and find those empty lots or find what your community needs as we're doing,
[00:51:58.950]you know,
[00:51:59.210]our,
[00:51:59.450]our spring plays or whatever your community's doing that gets them together.
[00:52:03.770]And see what your community wants.
[00:52:08.070]This is a good time.
[00:52:09.070]To start thinking about next year so that you can be fully prepared for that
[00:52:13.590]application.
[00:52:14.250]And it looks like our six regions,
[00:52:17.790]one Nebraska folks had to jump off,
[00:52:19.730]but I know at least the Western region.
[00:52:21.770]And I think one or two of the others are doing some sort of housing study in
[00:52:27.030]the West.
[00:52:27.370]We're doing an infrastructure study that I think is supposed to look at some
[00:52:31.530]of those infill opportunities in most of our communities.
[00:52:36.030]Right.
[00:52:36.250]Yeah.
[00:52:37.610]Cause if you can,
[00:52:39.050]do an infill project that cuts down on your overall cost,
[00:52:42.130]cause you don't have to run electrical.
[00:52:43.830]The plumbing's already under there.
[00:52:45.950]You got to put new plumbing in the house,
[00:52:47.630]but it's already under the street.
[00:52:49.550]You just got to access it.
[00:52:50.870]So for some communities that cuts down on a lot of cost is an infill
[00:52:56.550]project.
[00:52:57.270]So,
[00:53:00.590]so yeah,
[00:53:03.530]I'll reach out with any questions.
[00:53:05.570]Christine and I are here to work with you.
[00:53:07.130]Thank you again,
[00:53:08.750]Morgan.
[00:53:09.030]Thank you.
[00:53:10.430]Do we have any announcements from the group?
[00:53:14.010]USDA have anything new going on?
[00:53:19.970]No,
[00:53:21.850]we don't hoping there's a continuing resolution or a budget passed.
[00:53:27.290]We want you all to keep working.
[00:53:31.750]Jody,
[00:53:35.730]TCD Alliance,
[00:53:39.010]Sydney,
[00:53:40.090]anything new going on?
[00:53:43.150]Nothing new with us just working on.
[00:53:50.570]We're going to be getting our big machines in and start doing some fiber
[00:53:55.270]projects from our broadband bridge grant.
[00:53:58.070]That'll be happening in as soon as the ground is ready.
[00:54:02.110]So we're very excited for Dawes and Boxfeet County.
[00:54:05.530]Rural.
[00:54:08.990]Another broadband thing, I guess.
[00:54:14.310]No brandy is probably the only one it affects on here.
[00:54:18.910]I just talked to Highline Internet in the Southern Panhandle.
[00:54:24.090]They took over some of Dalton Telephone Company's service or maybe all of
[00:54:28.490]Dalton Telephone Company's service area.
[00:54:30.470]So they're servicing rural Cheyenne, Kimball, I think Banner County,
[00:54:35.550]maybe a little bit into Norwood County.
[00:54:38.970]With fiber.
[00:54:39.610]So we'll have some good opportunities there.
[00:54:42.390]I know when I lived in Bushnell, our internet options were very limited.
[00:54:45.910]So it would be nice to have, have another source there.
[00:54:49.290]Oh, Marla. Yes.
[00:54:53.030]Cabela's building sold.
[00:54:55.130]I don't know if Brandy is still listening and can type in the chat.
[00:55:00.830]Last I looked, the purchaser wasn't, hadn't been publicly named,
[00:55:06.910]but I don't know if that's changed in the,
[00:55:08.950]last week or so.
[00:55:10.010]Just excited to see what they might be doing there.
[00:55:16.010]And it sold for, I think 1.25 million.
[00:55:21.890]That was actually pretty cheap.
[00:55:26.650]Yeah.
[00:55:27.470]For the size of the property.
[00:55:29.150]Yes.
[00:55:31.010]On the extension side,
[00:55:38.930]we're still working on the CEC conference in North Platte,
[00:55:42.230]April 23rd and 24th.
[00:55:43.930]Let me post the website in chat.
[00:55:50.630]Registration is open if any of you want to register.
[00:55:55.130]And we have the tentative schedule on the website.
[00:56:03.010]I think we still have a couple minor changes.
[00:56:04.930]Still confirming some speakers.
[00:56:08.910]I think that's it.
[00:56:15.090]Thank you all for your time today.
[00:56:16.810]And I am trying to line up something on child care for next month,
[00:56:21.690]but I'm still trying to confirm the speakers.
[00:56:23.690]Caitlin and Tasha and I visited with the child care center at the nursing
[00:56:31.530]home in,
[00:56:32.650]or that's connected with the nursing home in Hale Springs and the one
[00:56:37.630]that's connected with the hospital in Hale Springs.
[00:56:38.890]And we would like them to share their stories about how that works with
[00:56:44.390]their employees, but I need to make sure they're available those days.
[00:56:48.350]So I'll get back to you on that, but we'll see you all in a month.
[00:56:52.490]Thank you.
[00:56:54.390]Thank you.
[00:56:55.390]Thank you.

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Nebraska Affordable Housing Trust Fund

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