Unexpected Expenses
EK
Author
05/21/2021
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- [00:00:00.731](upbeat music)
- [00:00:15.550]Hello everyone, my name is Audra Heyne
- [00:00:17.770]and I am a computer science major with minors
- [00:00:21.030]in business management and math.
- [00:00:23.250]I'm from Lincoln, Nebraska, but I was born in Virginia.
- [00:00:26.050]I'm going to talk to you about how I dealt
- [00:00:27.940]with unexpected expenses in college.
- [00:00:30.490]So coming into college, I really didn't think
- [00:00:32.410]that I was going to have any problems with money.
- [00:00:34.780]I'm fortunate enough to have scholarships
- [00:00:36.600]that pay for my tuition, my meals, and my room and board.
- [00:00:40.060]And I had a little money from my graduation
- [00:00:42.560]and a summer job that I thought would just cover everything.
- [00:00:45.500]I soon found out that that was not going to be enough.
- [00:00:48.730]And I realized that I was going to need some financial help
- [00:00:52.010]to cover all of the additional expenses,
- [00:00:54.200]paying for my clothes, my toiletries,
- [00:00:57.700]and all of my additional expenses
- [00:01:00.460]that I was coming into with college.
- [00:01:03.020]So I had an allowance in high school.
- [00:01:05.190]So I just approached my parents and said,
- [00:01:07.097]"Hey, can I have that allowance again?"
- [00:01:09.170]And they said no because they wanted to teach me
- [00:01:12.790]some lessons about money management
- [00:01:14.680]and they thought that they would be contributing
- [00:01:16.480]to some unhealthy money management practices.
- [00:01:19.820]So I realized that I was going to need
- [00:01:22.210]to have a serious conversation with my parents
- [00:01:24.370]about how to handle my unexpected expenses.
- [00:01:28.370]So I sat down and made a financial plan.
- [00:01:30.940]I budgeted and looked into some resources
- [00:01:33.570]that would compromise and be a good plan
- [00:01:35.850]for me and my family.
- [00:01:37.800]And that would be my advice to you is to not go
- [00:01:40.450]through this alone and to look into what
- [00:01:43.030]would be the best situation for you and your family,
- [00:01:46.780]whether it's getting a job on campus,
- [00:01:48.970]visiting the Student Financial Services Center,
- [00:01:51.548]or looking into any other additional resources
- [00:01:55.240]that fit you and your family best.
- [00:01:57.450]Is not going through this journey alone
- [00:01:59.050]and sharing that burden.
- [00:02:00.860]It will definitely relieve stress down the line.
- [00:02:03.764](upbeat music)
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